Steps to Buying a Home

Each buyer’s circumstances are unique, so the length of time from when you begin to look until closing on the home varies widely. We work to meet your goals. Once a home is located that you’d like to purchase, a closing can be accomplished in as little as two weeks for cash buyers. For financed transactions it’s much more common to take 30-45 days on average for the entire process to be completed. We’ve had out of town buyers that have needed to sell an existing home first who we’ve spent up to 3 years being in contact with periodically. Others have started looking and found their home on the very first trip out.

Click here for a printable one-page PDF that maps out this entire process.

Step 1: Find a REALTOR®

Step 2: Get pre-approved for a mortgage (only applies to buyers who are not paying with cash)

Step 3: Start your home search online

Step 4: Time for showings

Step 5: Make an offer

Step 6: I have an accepted contract. Now what?

Step 7: Schedule the home inspections

Step 8: Drop off your earnest money check

Step 9: Put the closing on your calendar

Step 10: What is the inspection period?

Step 11: Don’t spend extra money (only applies to buyers who are getting a loan)

Step 12: Provide documents to your loan officer (only applies to buyers who are getting a loan)

Step 13: Read the title commitment

Step 14: Review the HOA documents (only applies to buyers who are purchasing homes with HOAs)

Step 15: Fill out and return your buyer’s packet

Step 16: Tips for attending the home inspection

Step 17: Read the inspection reports

Step 18: Make repair requests

Step 19: The appraisal (only applies to buyers who are getting a loan)

Step 20: Hire movers and start packing

Step 21: Hook up your utilities

Step 22: Set up homeowner’s insurance

Step 23: Get your down payment ready

Step 24: Secure your new home

Step 25: Do you want a home warranty?

Step 26: Make your down payment

Step 27: Attend the walkthrough

Step 28: Attend the signing

Step 29: Get the keys

Step 30: Wrapping things up